Homeowner or Renter ~ Get Low Cost Protection Now!
Because everyone’s needs are not the same, it is best to consult with the property coverage experts at Dirus Insurance in Neptune NJ to help assess your needs and find the insurance policy that is right for you.
Protect Your Family’s Biggest Investment with the Right Coverage!
Homeowners insurance provides financial protection against disasters. A standard policy insures your house, condo or townhouse and the possessions you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.
- If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
- If a guest in your home is injured, liability protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
- If you are still paying for your home, your lender will require insurance.
CALL DIRUS at 732-988-7300 for a Quote or use our Easy Quote Form
Renters Need Protection Too!
If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.
Trust the team at Dirus Insurance to find you the right Renters insurance!
With renters insurance, you will be able to replace what is damaged or stolen. Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft water damage from plumbing.If you are forced out of your home because of a disaster your additional living expenses may even be covered.
In addition, renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.